The Best Money-Sending Apps in 2023

Are you looking to send money with the best money-sending app in 2023? Look no further than our best-chosen money-sending app that will give you convenience and security.

Ensure your finances are safe from fraud by using any of the 8 apps mentioned in this article. Let’s go ahead with the first app!

Best Money-Sending Apps in 2023

Venmo: Best for Sending Money Socially

Venmo is a subsidiary of PayPal that has over 77.7 million active users. This convenient app has simplified transferring money between bank accounts, making it ideal for splitting bills and other transactions. However, it is crucial to prioritize privacy and take the necessary steps to secure your privacy settings while using Venmo. 

It’s crucial to know the fees that come with the platform. Instant cash-out transfers to your bank account through Venmo incur a fee of 1.75%. It’s important to factor in these fees when considering the convenience and ease of using Venmo for money transfers. By understanding the associated costs, you can make informed decisions about utilizing the app for your financial needs. 

By being aware of these factors, you can make the most of Venmo’s convenience while safeguarding your privacy and managing associated fees. Overall, Venmo remains a favored option for money transfers, offering ease of use and accessibility. 

Key Features

• Simple and Quick Transfers
• Interactive Experience
• Security
• Credit Card Transfers

Cash App

Cash App is among the best money-sending app in 2023. It is a highly regarded choice for those seeking low fees when sending money. This app lets you send money instantly for free. Cash App is widely recognized for its user-friendly interface, straightforward functionality, and minimal charges.

Its additional features, such as investment opportunities, exclusive savings, and the ability to buy and sell Bitcoin, differentiate it. The cash app, however, has no refund guarantee in case you send money to the wrong recipient.

Key Features

• Bitcoin Transactions
• Ease of Transfer
• Security
• Investment Options
• Card Support

PAYPAL: Best for Widespread Use

PayPal is a renowned and widely used company for online money transfers and purchases, making it one of the best money-sending apps in 2023. With the PayPal app, users can conveniently send money, request payments, and collect funds from individuals worldwide. 

Its extensive global presence and large user base contribute to its popularity as a trusted money transfer provider. Moreover, PayPal’s integration with numerous online stores and service providers allows users to manage their financial activities within a single platform. 

Key Features

• Platform Compatibility
• PayPal.Me Link
• Security Measures
• Fast Transfers
• Invoice Creation
• PayPal Cash Card

Worldremit: Best for International Transfers

WorldRemit is one of the best money-sending apps in 2023. Renowned for its reliability and robust security measures, WorldRemit is a trusted brand that allows senders from 56 countries to transfer money in 90 currencies to over 150 countries worldwide. 

With its user-friendly mobile app, WorldRemit offers various payment and delivery options, providing flexibility and convenience to its users. Whether you prefer sending money to bank accounts, arranging cash pickups or home delivery, delivering to mobile wallets, or even carrying out mobile top-ups, WorldRemit has you covered. 

You can fund your transfers for free using banks, credit cards, and google pay, among other options. WorldRemit combines accessibility, versatility, and security to offer a top-notch money transfer experience.

Key Features

• Track your international transfers 
• Add payee information
• See your transfer history
• Check real-time exchange rates
• Send money to over 150 countries
• Send mobile top-up

Zelle: Best for Bank Transfers

Zelle has become popular among the best money-sending apps in 2023, particularly for bank-to-bank transfers. Its quick processing time and widespread acceptance by major banks and credit unions have made it a popular option. Zelle only needs your email address and phone number to register as a member.

With its seamless functionality, Zelle can render traditional bank wire transfers obsolete. The app is free to use and is widely supported by most banks. Transfers through Zelle are completed within minutes, ensuring swift and convenient transactions. Zelle, however, functions only in the US, so it may not be suitable for people outside.

Key features

• Easy Bank-to-Bank Transfers
• Quick Transfers
• You can cancel the payment 
• Security

OFX: Best for Exchange Rates and Customer Support

Formerly known as OzForex, this Australian-based money transfer service is a versatile and user-friendly platform specializing in foreign exchange and payments. As one of the best money-sending apps in 2023, it offers the convenience of transferring funds in over 55 currencies across more than 190 countries.

With this app, users can enjoy the flexibility of sending money without limitations on the amount or frequency of transfers. OFX only supports bank-to-bank transfers, which may limit your options for sending and receiving cash.

Key Features

• Allows single Transfer
• Recurring Transfer (Mortgages, Tuition fees) 
• Target Rate Transfer
• It has a Buy Now, Transfer Later feature
• Guaranteed account security

MoneyGram

MoneyGram is a prominent player in the global money transfer market, offering a wide-reaching network of 350,000 agent locations and kiosks spanning over 200 countries. As one of the best money-sending apps in 2023, MoneyGram provides a range of funding and receiving options, including convenient cash deliveries and phone reloads available in select markets. 

With its emphasis on speed, MoneyGram ensures swift transfer times, with cash typically becoming available within minutes and bank transfers varying from a few hours to a day, depending on the destination. When transferring money, MoneyGram stands out for its efficient and speedy process.

Key Features

• Broad International Network
• Recurring Transfers
• Quick Delivery
• User-friendly Website
• Variety of Delivery Methods

Remitly: Best for Money Delivery Options

When it comes to international transfers, this remittance service app stands out as one of the best money-sending apps in 2023. Its key feature is its multiple delivery options, allowing you to choose between direct bank transfers or delivering the money to the recipient’s home instead of a cash pickup. 

Remitly provides convenience, flexibility and also prioritizes reliability and security. If the money transfer is not completed on time, the app ensures a refund of your fees. With its user-friendly interface and trusted service, this remittance app is a top choice for hassle-free international money transfers.

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Wise: Best for Currency Exchanges

When it comes to international money transfers, Wise is undoubtedly one of the best money-sending apps in 2023. Renowned as a leading name in the industry, Wise offers a user-friendly platform that enables fast and seamless money transfers worldwide. 

One of its standout features is the emphasis on transparency, with clear and competitive rates and no hidden fees. This is particularly valuable when searching for reliable international transfer apps. With Wise, users can hold and send money in 50 different currencies, ensuring flexibility and accessibility. 

Wise is committed to providing transfers at interbank rates, eliminating any markup on the exchange rate. With its trusted reputation and comprehensive services, Wise is a top choice for secure and cost-effective international money transfers.

Conclusion

With the technology ear growing, you are bound to meet many apps that can help you send and receive money anytime, anywhere. However, not all of these apps guarantee safety and user-friendliness. 

Some are susceptible to hacks and frequent breakdowns. When choosing a money-sending app, ensure you research it to ascertain that it’s safe and trusted by many users.