What are the safest ways to invest money? : – In today’s time there are many ways to earn money and through this people are earning money too. But the way it is necessary to earn money, in the same way it is also important to invest that money in the right place. And everyone wants to invest their money in the right place. But due to lack of correct information
about Where to invest the money, we are not able to invest our money.
Today we will talk about investment. Some people earn a lot of money, but they do not know that where to invest the money. They do not have the right knowledge and they just keep the money lying in their bank. Due to this, their money does not increase at all, but it decreases. If you only save in the bank, then you do not get any return. But before that I want to tell you some important things. If you want to get more return on your money, then you must take the same risk, but when you can take this risk, we also talk a little about it.
I am going to tell you some financial rules. By which you will get an idea of how much money you should invest and how much money should be spent and how much money should be kept in your bank. So, there is a rule for this which is also called as 50/30/20 rule. So, let’s know what this rule tells us. so lets discuss Top 5 safest ways to invest money.
Money Investment Tips for Beginners 100% safe.
Here I will tell you some such ways to invest money. In which the risk will be less, and the profit will be more. So, you can invest in it by reading the methods mentioned by us thoroughly.
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Top 5 safest ways to invest money with better returns.
1) Mutual Fund – Slight risk high returns money investment scheme.
On hearing the name of Mutual Fund, people start getting misfortune. But only those people do this who do not know anything about mutual funds. Friends, mutual funds are such an investment method in which you may have to take some risk. But if you want to get more returns then you must take risk. You can also get Income tax exemption or Returns if you opt for tax saving Mutual funds. So win win situation. So this is one of the safest ways to invest money.
2) Fixed Deposit (FD) – 100% safe way to invest money.
Fixed Deposit is the safest and best way to invest. In which we have to deposit some money for a fixed time and on that money, we keep getting interest at a fixed rate. Many banks and financial companies keep on offering FDs, where we get interest at an
introductory rate of 7 per cent. The biggest advantage of investing money in FD is that we can invest at least Rs 25,000 and invest for as many days as we want. Almost all banks and financial companies offer investment facility in FDs for a tenure ranging from 7 days to 10 years. So this is 100% safest ways to invest money.
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3) Gold – Safest way to invest money without risk.
Gold is also a very good & safe way to invest, and its returns are also right. But this is also a little risky investment because its prizes keep getting. Apart from this, if you bring gold at home, then you may have some trouble in keeping it. So, you may have to be a little careful in this.
But if you have a lot of money that you want to invest in some place, then according to us this is the best investment. If you have an emergency, then at that time you can get instant cash from Gold. And if seen, the price of gold is not decreasing but it is increasing.
In 2015, the price of gold per 10 grams was Rs 26,343 and in July 2021, the price of gold was Rs 49,300 per 10 grams. The price has increased almost two-fold and from this it is being speculated that the price of gold may increase further. So gold is a very good way of investment & it is safest ways to invest money.
4) Share Market – Slight risk & Highest returns.
In today’s time investing money in share market has become very easy. You can earn lakhs of rupees by investing your money in the share market. But there may be some risk in investing money in it. That’s why you must know about the share market before
investing in it.
Although many people must have known about it, but in a little short it understands what is the stock market? Friends, companies need funds, then they issue their shares. If we buy shares of a company, then we get some percentage (%) stake in that company. If the price of that stock increases, then our money also increases and if the price falls, then our money also decreases. Here you can get the highest return, but you must take the same risk. I will just tell you here that if you want to invest in share market then first learn then start.
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5) Government Saving Scheme or Bond – Safe investment method.
The government wants that people should be interested in investing more and more and learn to invest. Therefore, many savings schemes are started by the Government of India from time to time. Like Kisan Vikas Patra (KVP) and National Saving Certificate (NSC), you can get good returns by investing in these government saving schemes.
In Kisan Vikas Patra (KVP) you get 7.7% interest while in National Saving Certificate (NSC) you get 8.5% interest. Which is one of the very good and safe way of investment. in the end and conclusion I hope you have liked our blog about investment and its Best 5 ways. If you have any question related to this, then you can ask me through comment. So hope you liked our best 5 safest ways to invest money.